Retail Finance

Financing from a leader who understands the natural business cycle of retailers

Flexible financing tailored to meet retailers’ needs

Seasonality. Sensitivity to economic cycles. Market changes. Few industries fluctuate and evolve as frequently as retail. Our team of retail industry veterans understands these challenges and the natural business cycle of retailing. So, we can quickly respond to your specific financial needs, and we realize they will change over time.

The financing we design can increase your liquidity while providing the flexibility you need to run and grow your business. Liquidity and line availability are our main drivers. And, for many retailers, we can provide financing with no financial covenants.

We knew from the very beginning that partnering with Wells Fargo Capital Finance as lead arranger was the right decision. They were very professional, understanding, practical team to work with. Their support up to the close of the loan and on a day-to-day basis has been outstanding. Their whole team made it a point to really understand our business, and in that respect, were able to structure and syndicate a deal that the syndication group and company management were about to work with. We look forward to working closely with Wells Fargo during the four-year term of our loan and for many years after.

Donna Dellomo, chief financial officer, Perfumania Holdings, Inc.

We help large and middle-market retailers with financing facilities ranging from $10 million to $1 billion and more.

Our capabilities

  • Senior secured revolving lines of credit
  • Term loans
  • Seasonal facilities

Your needs

  • Access working capital
  • Finance capital expenditures
  • Accommodate growth and acquisitions
  • Refinance existing corporate debt
  • Repurchase stock
  • Finance dividend payments
  • Facilitate management buyouts

 

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Leadership

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Keith Vercauteren

A retail industry veteran bringing expertise from both sides of the table

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